Personal debit cards Control your money with Visa® bank debit cards

Combine convenience, security, and ease of use—your card does it all.

Learn more about personal debit cards.

Debit card benefits

Carry a card that lets you do more.

Take control.

Set spending limits, track purchases, and control how your card is used.

Reward yourself.

Earn cash back when you sign up for Truist Deals.Disclosure 6

Lock it, unlock it.

Use Truist Mobile to lock and unlock your card if it’s stolen, misplaced, or hopefully—found.

Contactless checkout.

Make checkout fast, easy, and secure with contactless chips and mobile wallet capabilities.

Debit card options

Find the debit card that’s best for you.

Personal Debit Card

Easy, fast, and secure access to your money—all in one card. Plus added peace of mind with our built in account monitoring for suspicious spending.

Benefits for you:
  • Digital wallet capabilities
  • Contactless chip technology
  • No charge for replacement
Best if you:
Open a checking account for a Personal debit card.

Delta SkyMiles® Debit Card

Get ready to pack your bags! Earn 1 mile in rewards for every $2 you spend using the Delta SkyMiles® Debit Card. Your miles don't expire and can be redeemed for travel and seat upgrades. And the $95 annual fee may be reduced.Disclosure 4

Benefits for you:
  • Earn 5,000 bonus miles after your first qualifying purchase.Disclosure 1
  • Earn additional miles on direct Delta purchases such as tickets and in-flight purchases.Disclosure 2
  • Redeem miles for Award Travel, seat upgrades, Delta Sky Club® memberships, Delta Vacation Packages, and more.Disclosure 3
  • Miles don't expire.
Best if you:
  • Travel frequently—or want to
  • Use your debit card often and want to earn miles
  • Want to earn travel miles faster than before
Open a checking account for a Delta SkyMiles Debit Card.

A few other ways we can help.

Home mortgage

A new home—or a new mortgage—might look good on you. Check out our online tools to make your next move easier from start to finish.

Small business lending

Big dreams need big funding.  We’re here with lending options to start making it real. 

Truist Wealth

Put your net worth to work. Explore customizable solutions for strategic credit and asset management.

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Personal debit cards

The Delta SkyMiles® Debit Card is available with Truist One, existing Truist Dimension Checking, existing Signature Advantage, Truist Wealth and Truist Asset Management Account Checking Accounts. The Delta SkyMiles® Business Debit Card is available on Truist Dynamic Business Checking only.

Disclosure 1 Delta purchases are eligible purchases where Delta is the merchant of record, such as purchases via delta.com, phone reservations, or ticket counters, for purchases such as ticket, upgrades, miles, seat selection, Delta Sky Club® membership or passes, and pre-purchased meals, and in-flight purchases of food, alcoholic beverages and audio headsets, on Delta-operated flights. Eligible purchases do not include any other in-flight purchases, such as in-flight wireless internet access, associated services, and charitable contributions. Delta Gift Cards and purchases made at deltashop.com and/or the Delta Flight Museum do not qualify. Delta purchases does include Delta Vacations® packages but not other all-inclusive packages. Delta purchases include purchases of qualifying Delta, Delta Connection® carrier and Delta Shuttle® flights taken purchased directly from Delta with a fare that is eligible for SkyMiles mileage credit. Additional miles earned for Delta flight purchases made with the Delta SkyMiles® Debit Card will be based on the total ticket price, including base fare, carrier-imposed surcharges and government-imposed taxes and fees.

Disclosure 2 Earning Additional Miles on Direct Delta Purchases with the Delta SkyMiles® Debit Card: The Delta SkyMiles® Debit Card earns 1 additional mile for $2 in Direct Delta Purchases (as defined below). For Truist Wealth, Truist Asset Management Account and existing Signature Advantage Clients, Delta SkyMiles® Debit Card earns 1 additional mile per $1 for Direct Delta Purchases. Full guide to Earning Miles (PDF)

Earning Additional Miles on Direct Delta Purchases with the Delta SkyMiles Business Debit Card: The Business Delta SkyMiles® Debit Card earns 1 additional mile per $2 for Direct Delta Purchases.

Disclosure 3 See Delta SkyMiles® Terms and Conditions (PDF) for complete details.

Disclosure 4 The Delta SkyMiles® Debit Card annual fee is charged 45 days after the open date of the card. For Truist One, existing Truist Dimension and existing Signature Advantage Checking accounts, the initial annual fee will be based on the sum of highest monthly average ledger balance of your combined eligible Truist consumer deposit balances on that date. Eligible Truist consumer deposit balances includes all checking, savings, Certificate of Deposit, Individual Retirement Account and/or all consumer investments through Truist Investment Services, Inc. titled in the owner or the co-owners name. Thereafter, for Truist One, existing Truist Dimension and existing Signature Advantage Checking, we will use the highest average monthly ledger balance of the 3 most previous months to determine your annual fee. Annual fee tiers are defined as follows: a) highest 3 month average ledger balance of less than $25,000 is charged an annual fee of $95 b) highest 3 month average ledger balance of $25,000 and less than $100,000 is charged an annual fee of $75 and c) highest 3 month average ledger balance of $100,000 or more is charged an annual fee of $25. Annual fee will be calculated at the end of the month prior to the annual fee being charged. For Truist Wealth and Truist Asset Management Checking account clients, the annual fee will be discounted to $0. For Delta SkyMiles® cards opened before July 15, 2015 and not associated with a Truist One, Truist Dimension Checking or Signature Advantage Checking Account, the annual fee is $95. For clients whose relationship segment changes, the annual fee will be adjusted upon the next annual fee billing date.

Disclosure 5 Personalizing a debit card is free to new Truist personal debit cardholders, as well as existing Truist personal debit cardholders.

For existing debit cardholders, personalizing a card will generate a new debit card number. The personalized card will replace the cardholder’s existing standard debit card.

See our full card personalization disclosure (PDF) and image upload terms of service (PDF) for more details.

Disclosure 6 For complete details, refer to the Truist Deals Terms and Conditions. There is no monthly fee and no charge for enrolling in Truist Deals. Truist Personal Credit Cards and Personal and Business Debit Cards are eligible for Truist Deals. The Truist Deals Program is separate and independent from any Truist Consumer Credit Card Rewards Program in which you are enrolled related to your Truist Consumer Credit Card Account(s). Any cash back earned through the Truist Deals Program is not eligible for any deposit bonus or other incentives that may be available when you redeem your Truist Consumer Credit Card Rewards. Deals offered through the Truist Deals Program are available apart from any rewards you may earn through any Truist Consumer Credit Card Rewards Program and will not accrue in your Truist Consumer Credit Card Rewards Program account.

Disclosures

Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

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Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
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  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and /or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by McGriff Insurance Services, LLC (McGriff), Kensington Vanguard National Land Services, LLC (Kensington Vanguard) and Crump Life Insurance Services, LLC (Crump). Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable (PJRV), LLC, Arkansas License #100110185. Member FINRA.

McGriff, Kensington Vanguard, Crump, TLIS, and PJRV are not affiliated with Truist Financial Corporation or any of its subsidiaries.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

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