Find an advisor for Wealth Banking.

Wealth Checking Account

Ready for the perks of a premium checking account? As a Truist Wealth client, you’ll get exclusive features, benefits, discounts, and services.

Open account to get started with a Wealth Checking Account.
  • $100 Minimum opening deposit
  • $0 Overdraft fees
  • $0 Wire transfer fees

Exceptional benefits

Simplify your financial life with outstanding products and services.

See overview and fees Wealth Banking checking.

Increased daily ATM withdrawal limit

Limit of $3,000 and daily purchase limit of $25,000

Online account access

Account access through Truist Online and Mobile Banking with unlimited online Bill Pay

No monthly maintenance fees on

  • Secondary checking accountsDisclosure 1
  • One personal Truist savings account or one existing Money Rate Savings account
  • One Health Savings account

Two great debit card options

Choose from the Truist Wealth Card with deals or the Delta SkyMiles® debit card.Disclosure 2

Get rewarded just for being our client.

With a Truist Dynamic Business Checking account, watch your rewards grow with your account balance. 

Truist Wealth debit card

  • Earn cash back with special deals
  • Fraud monitoring with Zero Liability ProtectionDisclosure 3
  • No annual fee

Get rewarded just for being our client.

With a Truist Dynamic Business Checking account, watch your rewards grow with your account balance. 

Delta SkyMiles® debit card

  • Earn miles on your everyday purchases
  • Redeem miles for seat upgrades, Delta Sky Club memberships, and more
  • No annual fee—miles never expire

Say goodbye to fees

Truist Wealth clients can waive fees on premium benefits.* It’s your money—and it should stay that way.

Personal checks

Including single, duplicate, top-stub, or end-stub style

Non-Truist ATM bank transactions

Includes surcharge rebates on Truist Wealth Checking and Truist Wealth AMA accounts

Any size safe deposit box

Subject to availability

Additional recommendations

Truist One Checking

No overdraft fees. Practical perks. Automatic upgrades. Plus five ways to waive the monthly maintenance fee.

Wealth Credit Card

Get enhanced rewards, attentive service, and more with this prestigious card.

Wealth Money Market Account

Build your savings balance while earning interest.

Wealth Asset Management Account

Manage your day-to-day cash flow needs while “sweeping” excess cash into a money market account or a money market fund within a brokerage account.

Component ID : "accordionGridLayout-1194370725"
Model : "disclaimer"
Position : "left"

* Service fees may apply. Please see our Personal Deposit Accounts Fee Schedule (PDF), and Account Overview Guide for details.

Disclosure 1 Secondary account fee waiver: The secondary checking account fee waiver excludes Truist Wealth Checking and Private Vantage Checking.

Disclosure 2 See program terms and conditions at www.truist.com/deltaskymilesdebitcardterms. Annual fee may apply for certain client segments.

Disclosure 3 Visa’s Zero Liability Policy does not apply to certain commercial card transactions, or any transactions not processed by Visa. Cardholder must use care in protecting the card and notify Truist immediately of any unauthorized use. For specific restrictions, limitations, and other details, please consult your Cardholder Agreement.

Disclosures

Truist Bank, Member FDIC. © 2025 Truist Financial Corporation. Truist, the Truist logo, Truist Purple, LightStream, and the LightStream logo are service marks of Truist Financial Corporation.

Equal Housing Lender

Investment and Insurance Products:

  • Are Not FDIC or any other Government Agency Insured
  • Are Not Bank Guaranteed
  • May Lose Value

TRUIST is a service mark of Truist Financial Corporation (Truist) and its affiliates.

Services provided by Truist Financial Corporation (Truist) affiliates: Banking products and services, including loans and deposit accounts, provided by Truist Bank, Member FDIC. Trust and investment management services provided by Truist Bank. Securities, brokerage accounts and/or annuities offered by Truist Investment Services, Inc., an SEC registered broker-dealer, and member FINRA and SIPC, and a licensed insurance agency. Investment advisory services offered by Truist Advisory Services, Inc. and GFO Advisory Services, LLC, SEC registered investment advisers. Some insurance products offered by Truist Investment Services, Inc. Other insurance products offered by Marsh & McLennan Agency, LLC (as successor in interest to McGriff Insurance Services, LLC) CA License #0H18131, Kensington Vanguard National Land Services, and Crump Life Insurance Services. Truist Life Insurance Services (TLIS) is a division of Crump, Arkansas License #100103477. Variable insurance material is for broker-dealer or registered representative use only. Variable products distributed by P.J. Robb Variable, LLC, Arkansas License #100110185. Member FINRA.

Marsh & McLennan Agency LLC, Kensington Vanguard National Land Services, Crump Life Insurance Services, Truist Life Insurance Services, and P.J. Robb Variable, LLC are not affiliated with Truist Financial Corporation or any of its subsidiaries.

Truist Securities is a trademark of Truist Financial Corporation. Truist Securities is a trade name for the corporate and investment banking services of Truist and its subsidiaries. All rights reserved. Securities and strategic advisory services are provided by Truist Securities, Inc., member FINRA and SIPC. Lending, financial risk management, and treasury management and payment services are offered by Truist Bank.

Mortgage products and services are offered through Truist Bank. All Truist mortgage professionals are registered on the Nationwide Mortgage Licensing System & Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Search the NMLS Registry.

Comments regarding tax implications are informational only. Truist and its representatives do not provide tax or legal advice. You should consult your individual tax or legal professional before taking any action that may have tax or legal consequences.

"Truist Advisors" may be officers and/or associated persons of the following affiliates of Truist, Truist Investment Services, Inc., and/or Truist Advisory Services, Inc. Truist Wealth, International Wealth, Center for Family Legacy, Business Owner Specialty Group, Sports and Entertainment Group, and Legal and Medical Specialty Groups are trade names used by Truist Bank, Truist Investment Services, Inc., and Truist Advisory Services, Inc.

Applications, agreements, disclosures, and other servicing communications provided by Truist Bank and its subsidiary businesses will be provided in English. As a result, it will be necessary for customers to speak, read and understand English or to have an appropriate translator assisting them. Please note that Truist provides translations of webpages, documents and disclosures as a courtesy and in the event of any inconsistencies or discrepancies between the English content and the translated content, the English content supersedes the translation. Truist offers phone support in Spanish at 844-4TRUIST (844-487-8478), option 9. For assistance in other languages, please speak to a representative directly.

New York City residents:

Translation or other language access services may be available. When calling our office regarding collection activity, if you speak a language other than English and need verbal translation services, be sure to inform the representative. A description and translation of commonly-used debt collection terms is available in multiple languages at http://www.nyc.gov/dca.

Borrowers with Limited English Proficiency (LEP) needing information can use the following resources:

The Consumer Finance Protection Bureau (CFPB) also provides additional resources for homeowners seeking payment assistance in select languages at: https://www.consumerfinance.gov/housing/housing-insecurity/help-for-homeowners/

Site footer

Footer Navigation

Banking products
About Truist
Resources
Support

© 2025, Truist. All Rights Reserved.