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Disability planning

Planning for the unexpected is an important part of your overall estate strategy.

Get Started with Truist Estate Planning.

Protecting your family

Done with care, disability planning can help minimize family conflict and protect your family should you become disabled.

What happens if I become disabled?

Planning ahead enables you to direct who will manage your assets and make health care decisions for you if you’re unable to do so. A Wealth advisor can help you get started.

Living trust

Established during your lifetime to protect your assets and direct their distribution after your death—can help beneficiaries avoid the probate process

Standby trust

Enables your trustee to take over management of your assets if a predetermined event, such as your disablement, occurs—allows you to resume management upon your recovery

Self-trusteed trust

Permits you to serve as trustee of your own living trust—provides for a successor trustee to take over management of your assets if you’re disabled

Health care provisions

Includes disability and long-term care insurance in your estate plan—helps preserve assets for your beneficiaries if you become disabled

Living will

Speaks for you if you’re unable to do so—typically used to express to your family and medical care providers the desire not to receive extraordinary medical treatment

Durable power of attorney for health care

Also known as a health care proxy—designates someone else to make decisions for you if you’re unable to make them yourself and generally coves a wider scope than a living will

Additional resources

Get current, in-depth information on trust and estate planning.

Risk management

Incapacity planning for LGBTQ+ individuals

Read more about incapacity planning for LGBTQ+ individuals.

Risk management

Wills: Why you need disability insurance

Read more about disability insurance.

Risk management

Power of attorney vs durable power of attorney

Read more about power of attorney vs. durable power of attorney.
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